Quick news
Finance news in shorts
Short updates on the assets in your vault. See what changed for you. Nothing extra.
- Bank & mutual fund news
- Property & rule changes
- Most important assets first
India's #1 digital legacy vault
Secure today.Protect tomorrow.Preserve forever.
Vashiyat is your digital vault: list banks, mutual funds, stocks, property, insurance & more in one place. Nominate who should know, keep nominee details fresh with reminders, and approve access requests on your timeline.
Missed any news on your assets? Banks, funds, property & stocks — in one read.RM
Rajat Mehra's vault
12 assets · 3 nominees
H
HDFC Savings · ****4421
Bank account
₹ 8.2 L
P
Parag Parikh Flexi Cap
Mutual fund · SIP
₹ 14.6 L
P
Plot · Whitefield, Bangalore
Real estate
₹ 1.2 Cr
L
LIC Jeevan Anand
Insurance
₹ 25 L sum
Priya Mehra (Spouse) requested access
Auto-release in 12 days if you don't respond. You can approve or decline anytime.
Digital legacy · India
Register assets. Align nominees. Govern every disclosure.
Vashiyat is the digital legacy vault for Indian households: unify accounts and policies, orchestrate nominee management across custodians, and enforce estate-grade access controls before any successor views your records.
Complete asset register
Consolidate bank accounts, mutual funds, equities, real estate, insurance, EPFO, gold, and digital assets into one encrypted ledger—always current, always auditable by you.
Nominee intelligence & reminders
Designate trusted contacts, align disclosures across custodians, and receive proactive prompts when nominee or KYC refreshes are due—so records never silently drift out of date.
Governed vault access
Every release request routes through your configurable review window—approve, decline, or invoke your pre-set succession playbook. Nothing leaves the vault without your policy.
The hidden crisis
Over ₹1,00,000 crore of wealth in India is unclaimed.
Every year, lakhs of Indian families discover too late that a loved one's life savings were spread across forgotten bank accounts, mutual funds, demat holdings, fixed deposits and insurance policies no one knew existed. The money doesn't disappear — but the trail does.
₹1,00,000+ Cr
Unclaimed assets in India
Across banks, MFs, stocks, insurance & EPFO
₹78,213 Cr
Unclaimed bank deposits
Lying with RBI under DEAF
₹50,000+ Cr
Unclaimed shares
Sitting with IEPF in India
4 in every 10
Indian families affected
Cannot locate their parents' assets
Sources: RBI DEAF reports, IEPF Authority, SEBI investor disclosures, IRDAI policy data.
One vault. Every asset.
If it's worth something, you can record it on Vashiyat.
From your first salary account to your last sovereign gold bond, Vashiyat is built to capture every financial asset Indian families actually own — across 12+ categories and counting.
Bank accounts & FDs
Savings, current, NRE/NRO, fixed deposits, recurring deposits across every bank in India.
Stocks & demat
Equity holdings across NSE, BSE, multiple demat accounts, ESOPs and unlisted shares.
Mutual funds & SIPs
Lumpsum and SIP folios across AMCs, plus ETFs, FoFs and international funds.
Real estate & land
Apartments, plots, agricultural land, commercial properties with all paperwork.
Insurance policies
LIC, Term, ULIPs, Health, Vehicle And Any Other Policy With Nominee & Premium Details.
Gold, silver & jewellery
Physical gold, sovereign gold bonds, digital gold, lockers and jewellery valuations.
EPF, PPF & NPS
EPF, PPF, NPS and govt. retirement schemes.
Crypto & Web3
Wallets, Exchange Accounts, NFTs And Seed Phrase Recovery Hints — Never The Keys Themselves.
Business & startups
Cap-table holdings, partnerships, sole proprietorships, ESOPs in private companies.
Bonds & debentures
Government bonds, corporate debt, RBI bonds, NCDs and tax-free bonds.
Collectibles & art
Watches, art, antiques, rare collectibles with provenance and valuation notes.
Money others owe you
Friends, family or business — how much they borrowed and when to follow up.
How Vashiyat works
A 4-step promise to your family.
No cupboard will. One fail-safe map for everything you own.
Clarity for you today—direction for them when it matters.
Step 1
Sign in with mobile or Google
Sign in with your mobile number or Google—quick and familiar.
Step 2
Add every asset you own
Use our guided forms or upload statements — all stored in one secure place. Track value, account numbers, custodians, locations and supporting documents.
Step 3
Name global nominees
Add the people you trust — spouse, children, parents, siblings, anyone.
Step 4
Reminders & release
We reach you on the devices and inboxes you already use until you decide—or your saved rule runs for a verified nominee.
Our signature safeguardUnder the hood
A safeguard built around how life actually works.
When a nominee requests access to your vault, we don't release it automatically. You choose a review window to approve or decline — with multi-channel reminders on every device, email and phone number you've registered. The length is customisable to what fits your life.
You approve in time
Access is granted immediately to the assets you choose to share — full vault or specific items only.
You decline
Access is blocked. The nominee is notified respectfully, and a 30-day cool-down begins before another request.
The window closes without your reply
We follow the release path you configured. After the nominee is verified, your vault reaches the people you trusted — exactly as you set up.
Customisable review window
Example flow — length is yours to set
- 1
Phase 1
Nominee submits request
Identity checked with the verification steps you configure—mobile, email, and any extra proof you ask for.
- 2
Phase 2
You receive gentle reminders
Email, SMS, WhatsApp, and push notifications — on every device you use.
- 3
Phase 3
Trusted contacts get notified
Optional: your designated guardian is informed so they can reach you.
- 4
Phase 4
Your configured outcome
If you have not replied by the end of your review window, the release path you set runs for the verified nominee. You can change course any time before then—from any device.
Market intelligence
More than a vault — news on the assets you add.
Add your banks, mutual funds, stocks, and property to Vashiyat — get quick news, simple analysis, and background when you need it. Only for assets in your vault. What matters most shows up first.
Simple reads
Asset analysis
Simple reads on what changed, why it matters, and what to keep an eye on.
- Banks, funds & stocks
- Property & insurance
- Easy to read
When you need context
The bigger picture
Sector, policy, and economy background — only when it connects to assets in your vault.
- Sectors you invest in
- New rules explained
- What shows up first
Designed for Indian families
Powerful features. Calm experience.
Every feature in Vashiyat exists for one reason: to make sure that when the time comes, your family has clarity — not chaos.
Global nominees
Family abroad? No problem. Add nominees anywhere in the world and stay in touch with mobile and email.
Document vault
Store statements, policy PDFs, sale deeds, share certificates and ID proofs alongside every asset.
Smart reminders
Annual reviews, premium dues and SIP changes — we nudge you so nothing slips.
Designated guardian
Add a trusted human (a friend, lawyer, CA) who can help your nominees navigate the process.
Common questions
Honest answers to fair questions.
Can't find what you're looking for? Talk to our team.
No — Vashiyat is not a substitute for a legally registered will. It's a digital asset inventory and nominee-access system designed to help your family find what you've left behind. We strongly recommend complementing it with a registered will and consulting a qualified estate-planning lawyer.
You can add, remove, or modify nominees anytime from your dashboard. Each change is verified with the steps your account uses (such as mobile OTP or Google sign-in) and recorded in your audit log.
When a nominee submits a verified access request, you work inside a review window you configure to approve or decline. During that window we send reminders across email, SMS, WhatsApp, push notifications, and your designated guardian if you enabled one. If you do not respond before the window ends, the release path you set runs for the assets you assigned to that nominee.
Yes. You can assign each nominee to specific assets, or specific categories — for example, your spouse gets bank accounts and real estate, while your children get mutual funds and stocks.
You can permanently delete your vault at any time. We remove your encrypted data from active systems and routine backups within 30 days. Full wording is in our Privacy policy.
Never. Vashiyat stores asset metadata — account numbers, custodians, value, supporting documents — not credentials. We will never ask for your net-banking password or trading PIN.
We launch soon
Your family deserves clarity.Not a treasure hunt.
We're opening in waves. Use the form on the next screen and we'll reach out when your spot opens. Prefer a conversation first? Talk to our team.